Credit Report Authorization Form

A Credit Report Authorization Form is a typed or handwritten document completed to provide consent to a potential lender to learn more about the prospective borrower's credit history. Before the lender can request a Credit Reference Form from any business or person the borrower has had a professional relationship with, they must obtain written consent of the person whose financial details they will examine.

Before the lender can send a Credit Reference Request Form - a document designed to seek references from the borrower's counterparts and former banks - the borrower has to fill out a special authorization. This consent to disclose personal information may clarify which records can be shared and specify the purpose of the disclosure.

If you are looking for a printable Credit Report Authorization Form template, you can download it through the link below.

How to Fill Out a Credit Report Authorization Form?

Follow these steps to complete a Credit Report Authorization Form:

1. Write down your personal information - full name, date of birth, and social security number. To facilitate identification, you can also add your driver's license number and addresses of the past 5-10 years - it will provide the lender with alternative ways to verify your credit history, especially if you have used different names in the past.
2. Enter the full name of the individual or business name of the entity that gets permission to obtain a credit report on you. Note that they will have to provide identification when using the authorization.
3. Confirm your authorization for any financial institutions, former employers and landlords, governmental agencies, and individuals - any person or company must make your personal details, including driving and criminal history available for the authorized individual or organization indicated in the form.
4. Sign and date the authorization. This document can be valid both in original and copy form - however, it is better to submit an original authorization - a copy will most likely not be accepted during the background check. Usually, a Credit Report Authorization is valid for a year, but you can state its exact expiration date if you want to. You can also revoke your authorization at any time to cease future disclosures and checks.

A Credit Report Authorization Form for tenants is often used to complement a Rental Application. This kind of document allows the future landlord to check the credit history of the potential tenant. Unlike an authorization for a moneylender, bank, or some other financial institution, it will involve a fee to cover expenses of the landlord who will personally or with the help of a special agency perform a background check of the tenant. A tenant's authorization also lists other occupants who will live along with a tenant, describes their relationship, records the tenant's employment history (past jobs and current employment, including salary information), and contains several references of people that can confirm a tenant is a reliable person.

Haven't found the template you are looking for? Take a look at the related templates below:

• Authorization to Release Employee Information;
• Credit Card Authorization Form;
• Employee Background Check Authorization Form.

Download Credit Report Authorization Form

1

2

Linked Topics

Fair Credit Reporting Act Credit Monitoring Credit Bureaus Accounts Payable and Receivable Credit Check Bookkeeping Consent Form Credit History Credit Score Credit Report Form General Business Forms Background Check Form Business

Related Documents

• Employee Background Check Authorization Form
• Credit Card Authorization Form
• Authorization to Release Employee Information Form
• HIPAA Consent Form
• Payment Authorization Form
• Credit Report Template
• Mortgage Lien Release Form
• College Area Swim Team Credit Report Form
• Credit Report Request Template for Deceased
• Customer Credit Analysis Report Template
• Mortgage Commitment Letter Template
• Sample Mortgage Loan Officer Interview Questions
• Sample Mortgage Loan Billing Statement
• Mortgage Loan Agreement Template
• Partial Release of Lien Form
• Gift Letter for Mortgage Template
• Mortgage Agreement Template
• Sample Mortgage Pre-approval Letter
• Revolving Credit Agreement Template
• Credit Reference Request Form

• Convert Word to PDF
• Convert Excel to PDF
• Convert PNG to PDF
• Convert GIF to PDF
• Convert TIFF to PDF
• Convert PowerPoint to PDF
• Convert JPG to PDF

• Convert PDF to JPG
• Convert PDF to PNG
• Convert PDF to GIF
• Convert PDF to TIFF

• Split PDF
• Merge PDF
• Sign PDF
• Compress PDF
• Rearrange PDF Pages
• Make PDF Searchable

• About
• Help
• DMCA
• Privacy Policy
• Terms Of Service
• Contact Us
• All Topics

Legal Disclaimer: The information provided on TemplateRoller.com is for general and educational purposes only and is not a substitute for professional advice. All information is provided in good faith, however, we make no representation or warranty of any kind regarding its accuracy, validity, reliability, or completeness. Consult with the appropriate professionals before taking any legal action. TemplateRoller.com will not be liable for loss or damage of any kind incurred as a result of using the information provided on the site.

TemplateRoller. All rights reserved. 2024 ©

Notice

This website or its third-party tools use cookies, which are necessary to its functioning and required to achieve the purposes illustrated in the cookie policy. If you want to know more or withdraw your consent to all or some of the cookies, please refer to the cookie policy.